When this question is asked, it is often about do I have to spend much money. Owning a car never comes cheap. Not having car insurance is not an option; it’s about covering the risk.

Car insurance can cover personal injury, injury of others, damage to other vehicles, damage to other property, damage to your vehicle, which could include fire or theft of your vehicle and/or personal effects left in your vehicle. Depending on how much cover you want, what age you are, and what your driving record is, this all will determine the premium you will pay.